Mortgage Sale with Right of Redemption
Fast Cash
Real Estate Financing
Interest Rate
0.75%
Our Reviews
Why Choose InnoHome
Low Interest Rates
Starting from just 0.75% per month (9% per year)
Up to a maximum of 1.25% per month (15% per year)
No Financial Check
nvestors focus primarily on earning interest and do not intend to acquire the property being sold under a sale with right of redemption agreement. Their goal is for every client to successfully redeem their property.
No Asset Seizure Policy
Investors focus primarily on earning interest and do not intend to acquire the property being sold under a sale with right of redemption agreement. Their goal is for every client to successfully redeem their property.
No Financial History Check
All procedures are conducted at the Land Office only. InnoHome will assist in preparing the required documents.
Fast Approval, High Funding Amount
Receive funding of up to 60% of the property's market value, with approval within 1 business day. Complete the contract at the Land Office and receive funds within 3 days.
Just 3 Steps to Sell with Right of Redemption Through InnoHome
1. Don't Hesitate to Contact Us
Send your details and inquiries so both you and InnoHome can quickly understand your needs and available options.
2. Funding Assessment
Receive a preliminary funding assessment and arrange for property inspection.
3. Sign the Contract
Complete the sale with right of redemption agreement at the Land Office and receive the approved funds.
Accepted Property Types
Land
House
Condominium
Office Building
Apartment Building
Shophouse
Hotel
Factory
Resort
Apartment
***And All Types of Real Estate**
Example Funding Calculation
The funding amounts shown below are estimates only and cannot be used as actual approval amounts on the transfer date. Funding varies depending on each property’s characteristics and other factors.
Estimated Loan Amount
600,000
1,200,000
1,800,000
2,400,000
3,000,000
3,600,000
4,200,000
4,800,000
5,400,000
6,000,000
Starting Interest Rate
0.75% per month
0.75% per month
0.75% per month
0.75% per month
0.75% per month
0.75% per month
0.75% per month
0.75% per month
0.75% per month
0.75% per month
Monthly Interest Payment
4,500
9,000
13,500
18,000
22,500
27,000
31,500
36,000
40,500
45,000
Advantages and Considerations of a Sale with Right of Redemption
Advantages
Considerations
Receive the lump sum you need without selling your property outright.
Only enter into an amount you can realistically redeem.
Fast funding within 3–7 days.
Fees are generally higher than a standard mortgage.
No financial history or credit bureau check.
Interest rates should not exceed 1.25% per month as permitted by law.
Contract terms from 1–10 years.
Only the title deed owner may enter the agreement. If the property is marital property, spousal consent is required.
Higher approved funding compared to a traditional mortgage by 1–2 times.
If the property is not redeemed within the agreed period, the investor may take ownership according to the sale with right of redemption contract.
Reminder notices are provided before the redemption deadline.
-
Advantages
Receive the lump sum you need without selling your property outright.
Fast funding within 3–7 days.
No financial history or credit bureau check.
Contract terms from 1–10 years.
Higher approved funding compared
to a traditional mortgage by 1–2 times.
Reminder notices are provided before the redemption deadline.
Considerations
Only enter into an amount you can realistically redeem.
Fees are generally higher than a standard mortgage.
Interest rates should not exceed 1.25% per month as permitted by law.
Only the title deed owner may enter the agreement. If the property is marital property, spousal consent is required.
If the property is not redeemed within the agreed period, the investor may take ownership according to the sale with right of redemption contract.
What Are the Costs Involved?
1. Service Fee
5% of the approved funding amount or a minimum of 50,000 THB.
For example, if your approved funding amount is 5,000,000 THB, the service fee will be 250,000 THB.
2. Annual Return (Interest)
For example, if your approved funding amount is 5,000,000 THB and the annual return is 15%, the total annual interest payment will be 750,000 THB.
The annual return depends on the quality of the property and the amount of funding requested.
3. Costs on the Contract Signing Date at the Land Office
These may include income tax, stamp duty, transfer fees, and local tax (if applicable). The exact amount depends on each property. All calculations are determined by the Land Office on the transfer date. InnoHome can only provide a preliminary estimate.
Free Consultation Before Making a Decision
Contact us for advice.Example Calculation
Example for a client with an existing mortgage.
รายการ
จำนวนเงิน
Approved Funding (60%)
5,000,000
Service Fee (5%)
(250,000)
Annual Return (15%)
-
3-Month Advance Interest Deduction
(187,500)
Remaining Amount After Service Fee and Advance Interest
4,562,500
Land Office Costs
(552,165)
Remaining Amount After All Costs
4,010,335
Existing Mortgage Balance(Cash Remaining)
3,010,335
*If the client does not have an existing mortgage, the actual amount received will be approximately 4,010,334.82 THB after all costs.
Notes*
– Maximum interest rate does not exceed 15% per year.
– Annual contract renewals are available, with a total contract term not exceeding 10 years.
Fast Property Funding Approval Within 1–3 Days
Hear From Real Customers
InnoHome offered a very high funding amount. I was impressed by the speed of service. Based on my 10 years of experience, I would rank them number one.
I got the amount I needed within one day, while other providers could not help. InnoHome is transparent, clear, and trustworthy.
I had no knowledge about sale with right of redemption agreements and was worried about losing my property. InnoHome took great care of me and removed all those concerns.
A friend recommended InnoHome to me. The interest rate was reasonable, and I would definitely recommend them to anyone looking for a sale with right of redemption service.
Frequently Asked Questions
