Real Estate Investment
Annual Returns
Up to 15%*
Fully Legal and Compliant
Sale with Right of Redemption Investor
Contact Us @innohome.land
What is a Sale with Right of Redemption?
A Sale with Right of Redemption is a legal financing arrangement that allows property owners to use their title deed as collateral to obtain funds for a fixed period, ranging from 1 to 10 years. Once the agreement is completed at the Land Office, ownership rights to the title deed are temporarily transferred to the investor or purchaser under the contract.
The property owner may continue to live in and use the property throughout the contract period and can redeem the title deed by repaying the agreed amount. If the property is not redeemed within the specified period, ownership will legally transfer to the purchaser under the agreement.
The investor’s return comes in the form of interest, typically ranging from 9% to 15% per year.
In Simple Terms
An investor is a legal lender with relatively low risk because the loan is secured by the borrower’s real estate.
InnoHome manages the entire process from start to finish. Investors simply provide the funds and complete the transaction at the Land Office.
Become an Investor in 3 Steps
Join InnoHome and earn up to 15% annual returns through carefully selected quality real estate opportunities.
1. Don't Hesitate to Contact Us
Contact us to learn the basics of becoming an investor, including key considerations, investment guidelines, and potential risks. Let us know your preferred investment amount, investment period, property type, and preferred location so we can match suitable opportunities and make property inspections more convenient.
2. Choose the Right Property Investment
Our team carefully screens and presents properties that match each investor's requirements. We provide detailed property information, estimated timelines, required documentation, and coordinate the appointment for signing the Sale with Right of Redemption agreement at the Land Office.
3. Inspect the Property and Sign the Agreement
InnoHome will accompany investors to inspect the property and verify that it matches the information and photographs provided. Once confirmed, the Sale with Right of Redemption agreement is executed at the Land Office responsible for the property's title deed. The process typically takes 2–4 hours to complete.
Advantages and Considerations for Investors
Advantages
Considerations
Investment Amount Only 40–60% of Property ValueThe approved investment amount is typically only 40–60% of the property's lowest market value. For example, if a condominium has a market value of THB 2 million, the required investment may be approximately THB 1 million.
Limited LiquiditySince the minimum contract term for a Sale with Right of Redemption is one year, the invested funds cannot be accessed during that period, similar to a fixed-term deposit.
No Legal Action RequiredIf the property owner does not redeem the property within the agreed period, the investor may sell the property without initiating legal proceedings, as ownership rights under the title deed will legally belong to the investor.
Capital May Be Tied UpIf the property owner does not redeem the property and ownership transfers to the investor, the property may not be immediately sold to recover liquidity. However, InnoHome has solutions in place to assist investors in such situations.
Returns of Up to 15% Per YearThe maximum legal return for a Sale with Right of Redemption is 15% per year (1.25% per month).
No Right to Use the Property During the Contract PeriodAlthough the investor holds the title deed during the contract period, they may not occupy or use the property until the redemption period has expired.
Receive Returns in Advance for 3–12 MonthsInvestors may choose to receive returns in advance for 3–12 months. The advance return is deducted from the investment amount required on the contract signing date, while the redemption amount remains equal to the approved funding amount.
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100% Legal and CompliantAll Sale with Right of Redemption transactions are completed at the Land Office with Land Department officials serving as witnesses, ensuring full legal compliance.
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Less Hassle Than Rental Property InvestmentsNo need to manage repairs, renovations, or tenant sourcing. Investors typically visit the Land Office only twice: on the contract signing date and on the redemption date.
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Title Deed Held as SecurityOnce the agreement is completed, the investor holds the title deed until redemption. If the principal is not repaid, ownership of the property legally transfers to the investor.
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Advantages
Investment Amount Only 40–60% of Property Value
No Legal Action Required
Up to 15% Annual Returns
Receive Returns in Advance for 3–12 Months
Less Hassle Than Renting Out Property
Title Deed Held as Security by the Investor
Considerations
Limited Liquidity
Capital May Be Tied Up
No Right to Use the Property During the Contract Period
Why Invest with InnoHome?
InnoHome's objective is to connect investors seeking legally compliant annual returns of 9–15% with carefully screened property opportunities. We only accept properties where the funding amount does not exceed 40–60% of market value, helping protect investors from potential losses if a property needs to be sold. We also carefully assess property owners and generally work with clients who have the financial ability to redeem their properties or who require short-term liquidity for business purposes. We understand that investors are looking for returns, not property ownership. In the event that a property owner does not redeem the property, InnoHome has extensive real estate brokerage experience, successfully selling more than 30 properties per year. Our average selling period ranges from 3–12 months, with some properties sold in as little as one week. As a result, InnoHome can assist investors in converting property assets back into cash within approximately 3–12 months, helping restore liquidity and minimize investment risk.
Low-Risk Investment with Returns of Up to 15%*
